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Why Employee Leasing Can Be Bad for Your Business

Many businesses of all sizes choose to outsource employee management to leasing firms, attracted by the reduced paperwork, benefits costs and legal obligations they would otherwise have.

The business of leasing workers to other employers has become a 120 billion-dollar industry, and there are some...

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This New Year Resolve to Review Your Insurance

While you may have made some good New Year's resolutions, to make sure that you are not leaving anything to chance you should also revisit your insurance policies.

You may have acquired new property, upgraded your home or bought new stuff for your house and,...

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Auto Insurance Minimum Liability Levels to Double

There is a new law, starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies.

The new minimums, double current levels, are meant to keep up with inflation,...

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Businesses Suffer as Employee Theft Grows

Organizations around the world lose an estimated 5% of their annual revenues to occupational fraud, according to a survey by the Association of Certified Fraud Examiners (ACFE).

The association estimates that U.S. businesses lose some $50 billion a year to employee theft, and that 75%...

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Want to Drive for Uber? Better Check Your Coverage

To make ends meet, or to build up their nest eggs, many people have turned to moonlighting as Uber or Lyft drivers.

However, if you are planning to make some spending money, you need to understand that doing so could invalidate your personal...

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Why You Should Consider Disability Insurance

What would happen if you were permanently injured or became too ill to work?

You might qualify for disability payments from Social Security, but would you be able to survive on the average payout of $1,767.03 per month? Maybe you have some savings,...

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Insurers Get Picky About Older Roofs

As homeowner's insurance companies become more selective about whom they will or won't cover, one element that can make or break the deal is the age of the roof.

Some insurers in states at high risk of natural catastrophes are refusing to offer coverage for...

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Seven Smart Money Moves to Make in a Falling Rate Environment

The Federal Reserve started raising interest rates aggressively in 2022 to tame inflation, which reached 9% at one point. As a result, interest rates are now the highest they've been in over two decades.

But with inflation back at around 3%, Federal Reserve policymakers have...

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When Remodeling, Transfer Risk to the Contractor

If you are considering home renovations or a remodel of your abode, you need to be aware of the biggest pitfall: liability if the contractors you hire don't carry the necessary insurance.

If a contractor lacks workers' compensation coverage, for example, the homeowner could be...

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Light Duty Can Reduce Workers' Comp Claims Costs

After an employee is injured on the job, recuperation times can vary, but every day they are away from work, the claim cost increases and your productivity suffers.

By implementing a program that offers a good incentive to return, you can reduce the risk...

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