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Adult Children and Your Liability if They're Negligent

If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through their own negligence.

They may...

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What to Know About Vacant Buildings and Insurance

The office vacancy rate is 20.1% in the U.S., according to Moody's. That's a 30-year high, with more than 900 million square feet of office space empty — enough to fill New York City's One World Trade Center 300 times.

When buildings lack occupants, they...

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Renter's Insurance, the Affordable Peace of Mind

Nearly half of renters are uninsured for fire, natural disaster and burglary, according to the Insurance Information Institute.

Why do so many people take this unnecessary risk? Some may think that their landlord's insurance will cover any claims, or they think that only houses are...

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Credit Score Myths Abound; Make Sure You Understand the Facts

Credit scores are a fact of life. Lenders use the scores to uncover information to determine how likely a borrower is to pay back a loan in a timely fashion. Since credit scores are so important, they have taken on a kind of mystical aura...

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Why Employee Leasing Can Be Bad for Your Business

Many businesses of all sizes choose to outsource employee management to leasing firms, attracted by the reduced paperwork, benefits costs and legal obligations they would otherwise have.

The business of leasing workers to other employers has become a 120 billion-dollar industry, and there are some...

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This New Year Resolve to Review Your Insurance

While you may have made some good New Year's resolutions, to make sure that you are not leaving anything to chance you should also revisit your insurance policies.

You may have acquired new property, upgraded your home or bought new stuff for your house and,...

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Auto Insurance Minimum Liability Levels to Double

There is a new law, starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies.

The new minimums, double current levels, are meant to keep up with inflation,...

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Businesses Suffer as Employee Theft Grows

Organizations around the world lose an estimated 5% of their annual revenues to occupational fraud, according to a survey by the Association of Certified Fraud Examiners (ACFE).

The association estimates that U.S. businesses lose some $50 billion a year to employee theft, and that 75%...

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Want to Drive for Uber? Better Check Your Coverage

To make ends meet, or to build up their nest eggs, many people have turned to moonlighting as Uber or Lyft drivers.

However, if you are planning to make some spending money, you need to understand that doing so could invalidate your personal...

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Why You Should Consider Disability Insurance

What would happen if you were permanently injured or became too ill to work?

You might qualify for disability payments from Social Security, but would you be able to survive on the average payout of $1,767.03 per month? Maybe you have some savings,...

Read More: Why You Should Consider Disability Insurance