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Businesses and homes located in areas that have been hit by wildfires have another risk they face after the fires subside: flooding, landslides, debris and mudflows. These events are not covered by a standard business property or homeowner's insurance policy.

Areas affected by wildfires have...

A new study has found three out of four U.S. workers would accept a job with a slightly lower salary if it offered better health care and medical coverage.

The main driver in workers prioritizing benefits is the rapidly rising cost of group health insurance...

If you have an adult child who you are still paying some expenses for, or they are studying in college (living either away from you or at home), you could still be held liable for any damage they cause through their own negligence.

They may...

The office vacancy rate is 20.1% in the U.S., according to Moody's. That's a 30-year high, with more than 900 million square feet of office space empty — enough to fill New York City's One World Trade Center 300 times.

When buildings lack occupants, they...

Nearly half of renters are uninsured for fire, natural disaster and burglary, according to the Insurance Information Institute.

Why do so many people take this unnecessary risk? Some may think that their landlord's insurance will cover any claims, or they think that only houses are...

Credit scores are a fact of life. Lenders use the scores to uncover information to determine how likely a borrower is to pay back a loan in a timely fashion. Since credit scores are so important, they have taken on a kind of mystical aura...

Many businesses of all sizes choose to outsource employee management to leasing firms, attracted by the reduced paperwork, benefits costs and legal obligations they would otherwise have.

The business of leasing workers to other employers has become a 120 billion-dollar industry, and there are some...

While you may have made some good New Year's resolutions, to make sure that you are not leaving anything to chance you should also revisit your insurance policies.

You may have acquired new property, upgraded your home or bought new stuff for your house and,...

There is a new law, starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies.

The new minimums, double current levels, are meant to keep up with inflation,...

Organizations around the world lose an estimated 5% of their annual revenues to occupational fraud, according to a survey by the Association of Certified Fraud Examiners (ACFE).

The association estimates that U.S. businesses lose some $50 billion a year to employee theft, and that 75%...