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Auto Insurance Minimum Liability Levels to Double

There is a new law, starting Jan. 1, 2025, California is increasing the minimum liability coverage levels that drivers in the state will be required to have on their auto insurance policies.

The new minimums, double current levels, are meant to keep up with inflation,...

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Businesses Suffer as Employee Theft Grows

Organizations around the world lose an estimated 5% of their annual revenues to occupational fraud, according to a survey by the Association of Certified Fraud Examiners (ACFE).

The association estimates that U.S. businesses lose some $50 billion a year to employee theft, and that 75%...

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Want to Drive for Uber? Better Check Your Coverage

To make ends meet, or to build up their nest eggs, many people have turned to moonlighting as Uber or Lyft drivers.

However, if you are planning to make some spending money, you need to understand that doing so could invalidate your personal...

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Why You Should Consider Disability Insurance

What would happen if you were permanently injured or became too ill to work?

You might qualify for disability payments from Social Security, but would you be able to survive on the average payout of $1,767.03 per month? Maybe you have some savings,...

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Insurers Get Picky About Older Roofs

As homeowner's insurance companies become more selective about whom they will or won't cover, one element that can make or break the deal is the age of the roof.

Some insurers in states at high risk of natural catastrophes are refusing to offer coverage for...

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Seven Smart Money Moves to Make in a Falling Rate Environment

The Federal Reserve started raising interest rates aggressively in 2022 to tame inflation, which reached 9% at one point. As a result, interest rates are now the highest they've been in over two decades.

But with inflation back at around 3%, Federal Reserve policymakers have...

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When Remodeling, Transfer Risk to the Contractor

If you are considering home renovations or a remodel of your abode, you need to be aware of the biggest pitfall: liability if the contractors you hire don't carry the necessary insurance.

If a contractor lacks workers' compensation coverage, for example, the homeowner could be...

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Light Duty Can Reduce Workers' Comp Claims Costs

After an employee is injured on the job, recuperation times can vary, but every day they are away from work, the claim cost increases and your productivity suffers.

By implementing a program that offers a good incentive to return, you can reduce the risk...

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Buying a Motorcycle? Make Sure You Secure the Right Coverage

If you have purchased a motorcycle in the last 10 years, you're clearly far from alone: Ownership has risen steadily in the past decade and over 13 million people across the U.S. are now riding motorbikes.

Just as for car drivers, motorcycle riders are...

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Five Tips to Protect Yourself from Financial Disaster

There's an old adage: "Hope for the best, but prepare for the worst." Nothing could be truer when it comes to your finances.

There are all kinds of emergencies that crop up, from serious ones like the loss of a job, to minor ones like...

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