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Many homeowners who are renovating their homes, or building a new one, make the expensive mistake of not securing additional coverage during the construction phase.

A fire may destroy your materials and equipment, or thieves clean you out in the dead of night. When...

Having a solid estate plan in place is the only way to make sure your assets are distributed as you wish, and funeral plans are covered.

If you pass away and do not have an estate plan, there will be no direction for how your...

Too many families and small business owners overlook the foundational financial planning step of getting sufficient life insurance protection in place.

According to LIMRA, about 48% of U.S. families are significantly underinsured, and about 37 million Americans have no life coverage in place...

With many companies having decided to allow staff to work remotely permanently or split time between working at home and in the office, employers have to be especially careful about timekeeping and complying with wage and hour laws.

That includes requiring staff to show...

Millennials and Gen Zers are every bit as subject to injury and chronic debilitating disease as their older co-workers. But they are much more likely to be going without disability insurance.

The typical 20-something needs disability insurance much more than they need life insurance. Young...

One of the keys to having your insurance claims paid promptly is to file them in a timely manner.

Virtually all commercial insurance policies — from liability and workers' compensation to commercial auto and property — require that a notice of claims be filed within...

A study by the International Communications Research found that more than 55% of working adults would not be able to cover their living expenses if they became disabled and could not work for more than a year. The study was prepared for the...

As weather systems and storms grow more frequent, more severe — and wetter — more areas that were once considered safe from flooding are now exposed.

That puts many homeowners in a quandary. They may live in an area that's considered low risk by the...

There is a growing threat to companies that use online services to administer their employee benefits and payroll as cyber criminals increasingly exploit these cloud service platforms.

The results of a hacker gaining access to the company's payroll systems, sloshing with cash, as...

At the start of every year, it's important that businesses take stock of developments in the 12 months prior that may require adjustments to their insurance policies.

A number of events like purchasing new equipment or expanding to new territories should prompt you to meet...