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Many homeowners are at risk of being underinsured as their insurance coverage limits may have become inadequate due to the surging costs of home repairs and rebuilding costs.

Inflation and supply chain snarls have been driving the cost of building materials from lumber...

You and your business partner or partners have a clear and common vision of how to run your business, where it's going, and how it's going to get there. As a team, you've worked together each and every day to share the daily...

If you reside in a community that's part of a homeowners' association (HOA), you should understand what the association's insurance obligations are relative to your own to avoid any coverage gaps between your insurance and that of the association.

HOA rules usually require that all...

Fed-OSHA has proposed new regulations that would require personal protective equipment for construction workers to be properly fitting.

OSHA's main concern is that the current standard PPE doesn't clearly state that the equipment must fit each construction worker properly, which the general industry and...

Getting a company car is a coveted perk for employees, but it can also cause some coverage issues with your personal auto policy.

The standard auto policy excludes coverage for non-owned vehicles furnished or available for your regular use.

This means you are relying solely...

As with all life insurance policies, the most important reason to own them is the tax-free transfer of a large lump sum to beneficiaries, at the death of the insured. It's a hugely valuable benefit to families and estates, and the protection of loved ones...

The majority of homeowner's insurance policies have what's known as "replacement coverage," which will cover the costs of repairs or reconstruction to rebuild your home to its original state after a covered event.

But thanks to rising costs of construction, including materials and manpower, some...

Both employers and employees have much to gain from a solid voluntary benefits program.

For employees, being able to enroll in an insurance product through a workplace voluntary benefits program offers them the advantage of group pricing, the convenience of paying through payroll deduction,...

Life in most of parts of California comes with the inherent risk that an earthquake can strike suddenly and without warning.

You probably didn't know that the state has more than 10,000 seismic events every year, but fortunately most of them are too...

The Equal Employment Opportunity Commission has issued new guidance for employers to provide reasonable accommodations for visually impaired workers who request it.

About 18.4% of all American adults have at least some difficulty with their vision, even when wearing corrective lenses, according...