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When you own a home, you may have extenuating circumstances and/or own property that your insurance may not cover.

In fact, there may be risks in your home that you never thought of and that won't be covered by your homeowner's policy. Fortunately, there are...

One often overlooked cost driver to your employee benefits plans is administrative errors and oversights that are the result of sloppy record-keeping and a lack of checks and balances among your account and human resources teams.

If you are not diligent in keeping up with...

According to the Federal Emergency Management Agency, 99% of counties in the U.S. experienced flooding between 1996 and 2019 and many of those affected were not in areas traditionally associated with floods, The Washington Post recently reported.

Property owners in those areas...

We've often discussed the scourge of distracted driving in America, brought on in large part due to the use of smartphones and leading to a significant spike in vehicle accidents, injuries and deaths. That in turn has led to a jump in both commercial and...

When disaster strikes, so do scammers, who come out of hiding to pounce on unsuspecting homeowners.

A public adjuster in California has lost his professional licenses and been banned for working in the insurance industry for eight years after an investigation by the Department of...

Restaurant and other commercially prepared foods are notoriously high in fat, salt and sugar. These foods are fine as an occasional indulgence or for a special occasion, but usually not healthy as a regular diet.

According to research, eating home-cooked meals leads...

Many homeowners are at risk of being underinsured as their insurance coverage limits may have become inadequate due to the surging costs of home repairs and rebuilding costs.

Inflation and supply chain snarls have been driving the cost of building materials from lumber...

You and your business partner or partners have a clear and common vision of how to run your business, where it's going, and how it's going to get there. As a team, you've worked together each and every day to share the daily...

If you reside in a community that's part of a homeowners' association (HOA), you should understand what the association's insurance obligations are relative to your own to avoid any coverage gaps between your insurance and that of the association.

HOA rules usually require that all...

Fed-OSHA has proposed new regulations that would require personal protective equipment for construction workers to be properly fitting.

OSHA's main concern is that the current standard PPE doesn't clearly state that the equipment must fit each construction worker properly, which the general industry and...